RECREATIONAL INSURANCE
Protect the ways you get away
A weekend on the lake, a long RV trip or a ride through Texas backroads deserves a coverage conversation of its own. We help you understand options for the vehicles and watercraft you enjoy.
Coverage shaped by how you actually use it
Where you travel, how often you ride or sail, where you store your equipment and whether it is financed all affect the questions worth asking. Standard auto and home policies may not provide the protection you expect for recreational property.
RVs & trailers
Discuss motorhomes, travel trailers, fifth wheels and campers. Depending on your needs and the available policy, options may address liability, damage to the RV, contents, roadside assistance or emergency expenses.
Boats & watercraft
From fishing boats to pontoons and personal watercraft, we can talk through vessel value, liability, equipment and towing or assistance on the water. Tell us where you use and store your boat.
Motorcycles & specialty vehicles
We can discuss cruisers, touring bikes, scooters and other recreational vehicles, including questions about custom parts, riding gear, collision and liability protection.
A few details make the conversation easier
Tell us the year and model of your vehicle or watercraft, how and where it is used, whether it is financed and what coverage you already have. We’ll help you compare relevant options and understand limits and exclusions.
Own more than one recreational vehicle? We can review the full collection along with your home and auto policies.
Common questions
Does my auto policy cover my boat or RV? Coverage varies, and a separate policy may be appropriate. We’ll review the details rather than assume.
Can custom equipment be included? Some policies offer options for custom parts or added equipment. Ask us about the values you want to protect.
What if I only use it seasonally? Tell us how and when you use it so we can discuss available policy terms.
Adventure is better with a plan
Let’s talk about the boat, bike, RV or other vehicle that takes you out there.